Krugergold Finance

Personal Finance Baby Step(nocreditneeded)

The idea behind the Baby Steps is pretty simple. Just like a child who is learning to walk, you must begin with baby steps. Each baby step leads to another baby step, which then leads to another baby steps.

The SUb-prime Rescue Squad(papermoney)

I know the good my company, my employees and thousands of my fellow mortgage bankers have done for families, for communities, and for this country.

Subprime: The Lenders To Blame?(yahoo)

While it is understandable that borrowers became caught up in the belief that house prices always rise, lenders are supposed to know better. Why was the mortgage-lending industry willing to make loans that were workable for the borrowers only if their properties appreciated?

20 Productive Ways To Use Your Spare Time(lifehack)

Everyone works differently, so the best use of your free time really depends on you, your working style, and what’s on your to-do list.

Use Property To Retire Rich(msnmoney)

I invested in properties not far from my home, so can drive past and check on them regularly. I have tried to stick with properties under £130,000 and also properties that fall under the stamp duty barrier to maximise my future returns.

Continue reading ‘Links - 20/05/07′

Straightforward Personal Finance(MyWealthBuilder)

Millions of articles have been written about the benefits of following these principles. These are are proven principles that, if followed, will lead one to be wealth. It should be automatic.

5 Business Start-up Rules(JohnChow)

The ideal business requires very little cash to start. This is why I like the Internet so much.

Continue reading ‘Links - 17/05/07′

UK Inflation Slows(BBC)

Consumer price inflation fell to 2.8% last month, against 3.1% in March, the Office for National Statistics said.

House Price Crash Ripples(MarketWatch)

Home Depot reported a sharp drop in first-quarter net income Tuesday, citing the faltering U.S. housing market and unusual weather for much of the blame.

Continue reading ‘Links - 15/05/07′

Scambusting As A Goldmine(artofmoney)

Part of the purpose of the project is for me to try my first AdWords campaign (a current hole in my online business toolbox) and I was researching existing ads for the topic that I’m after.

10 Seemingly Stupid Business Ideas(Nichegeek)

1000000 pixels, charge a dollar per pixel – that’s perhaps the dumbest idea for online business anyone could have possible come up with. Still, Alex Tew, a 21-year-old who came up with the idea, is now a millionaire.

Continue reading ‘Links - 14/05/07′

Headed for another Depression(Dissident Voice)

Do you believe that the problems in the real estate market, the falling dollar, the massive current account deficit, or the shaky hedge fund industry are likely to cause major meltdown?

Negative Equity?(Times)

BRITAIN’s biggest bank, HSBC, has become the first large institution to tighten its lending criteria amid fears that negative equity could return following four interest-rate rises since August.

Continue reading ‘Links - 12/05/07′

Listening to spoken word can be an ideal way to leverage your learning potential while doing activities that you can’t normally expose yourself to learning opportunities. Try listening on your commute, while you’re doing housework, working out at the gym. As my favourite price is “free” - have a look at the following links for a good starter in the world of business, personal finance and entrepreneurship audio resources. Continue reading ‘Free Audio Resources for Business, Finance and Entrepreneurship’

The Crash Is Coming(Guardian)

It is crazy and it defies logic. The continuous rise in house prices over the last five years has become one of the facts of British life.

How to Kill Your Net Worth(thesunsfinancialdiary)

Among the 7 net worth killers, I found the first one, ignoring your money, is probably the one mistake I could most likely make.

Continue reading ‘Links - 08/05/07′

01/04 - Portfolio Diversification
04/04 - 13 Things People Worry About Too Much
12/04 - Money Flow Chart
16/04 - Don’t Turn your Hobby Into A Business
19/04 - Financial Sports For Fun and Profit
24/04 - Understanding Agloco
26/04 - Lessons From The Future: Mortgage Leverage
30/04 - Avoiding Financial Scams

Buy To Let Fever(theukhousingbubble)

What should a mortgage lender do when a housing bubble is about to burst? Should it a) avoid lending to dubious borrowers with an uncertain credit history or b) accelerate lending to speculative borrowers engaged in activities with a high risk of capital loss? This question shouldn’t be a difficult one, yet UK banks seem to be picking option b.

World Without Oil Game(via o’reilly)

Last night at midnight, the alternate reality game (ARG for short) World Without Oil launched. In the game, the world has hit peak oil and there are news reports of crises from around the world. The goal of the game is to get real people around the world to start thinking about life without oil. To get them to answer questions like: How will they cope? What will they have to sacrifice? What can they do to help the world?

Continue reading ‘Links - 01/05/07′