Personal Finance Baby Step(nocreditneeded)

The idea behind the Baby Steps is pretty simple. Just like a child who is learning to walk, you must begin with baby steps. Each baby step leads to another baby step, which then leads to another baby steps.

The SUb-prime Rescue Squad(papermoney)

I know the good my company, my employees and thousands of my fellow mortgage bankers have done for families, for communities, and for this country.

Subprime: The Lenders To Blame?(yahoo)

While it is understandable that borrowers became caught up in the belief that house prices always rise, lenders are supposed to know better. Why was the mortgage-lending industry willing to make loans that were workable for the borrowers only if their properties appreciated?

20 Productive Ways To Use Your Spare Time(lifehack)

Everyone works differently, so the best use of your free time really depends on you, your working style, and what’s on your to-do list.

Link Opportunities for SEO(artofmoney)

Here are my observations, they should give you some good ideas about how to gain some high quality incoming links, that you may never have discovered if you didn’t do your market research properly.

Sell gold?(FT)

Within a year, though, the gold bear market will have run its course, and Mr Bernanke’s other academic speciality, depression avoidance, will be called on. He and his counterparts in Europe, Japan and China will be called on to keep the global Ponzi scheme going, because the real economies cannot stand a bust in the financial economies. In anticipation of that rapid reversal, gold will take off as it hasn’t for a generation.

Renting a room(personal finance advice)

If you have extra space in your house, you may have considered renting out a room to bring in some extra cash and share the utility bill costs.

Luck OR Skill?(BBC)

But unpredictability is what makes entrepreneurship an interesting challenge - it is not an exact science to create a successful company, and life would be duller if it was.

Find a profitable Rental Property(plus6)

After multiple years of being a seller’s market the tides are turning, and buyers have the upper hand.

Job Board Monetization(doshdosh)

It basically allows you to monetize your site’s audience by selling job listings on your own customized job board to employers who are looking for talents in a specific field.

Creating Effective Business Logos(Timeforblogging)

One of the first things that you’ll need to do when starting a business is to create a logo to represent your company. It seems like this may be a simple thing, but it is often more difficult then you think!

Slowdown In House Prices(firstrung)

According to its latest index, house prices in mid-May rose 0.4% on the month and were 13.1% higher on the year. That marked a sharp slowdown from the 3.6% monthly and 15.0% annual rates of increase reported in April.

Resources For Entrepreneurs(getrichslowly)

I’m under the impression that the failure rate for small businesses applies to those with employees. If you follow Andréa’s advice and become a consultant, or if you take the route I’m pursuing and work as a wholly independent freelancer, I think the survivability rates are much higher.

Email Organisation(timferriss)

How does he manage to read and organize tens of thousands of e-mail?This exclusive 5-minute interview provides some great tips for avoiding e-mail overload

Use Property To Retire Rich(msnmoney)

I invested in properties not far from my home, so can drive past and check on them regularly. I have tried to stick with properties under £130,000 and also properties that fall under the stamp duty barrier to maximise my future returns.

Financial Goal Planning(Personalfinance Advice)

If you don’t know exactly what your financial goals are or how you’re going to attain them, it’s going to be quite difficult to achieve them.

Marketing Pond Earnings(onlineopportunity)

The website mentions a downline, so right away we know we’re dealing with some sort of network marketing. My basic rule with network marketing is that in order to be a reasonable opportunity, the people you recruit cannot be paying your income.

Flat Pack Houses(thisismoney)

Ikea’s arrival on our shores reinvented flatpack furniture for the British and now the Swedish firm hopes to transform the nation’s view of prefabricated homes.

Technoratie Favourite Hit Experiment (doshdosh)

I have not read any other detailed statistical reports on Technorati Most Favorited list and I do think that this presents important information which allows you to determine if it is worth your time to actively encourage favoriting from your readers or other sources.

A scottish Crash Starting?(Registers of Scotland - pdf)

The average price for a residential property in Scotland decreased by 2.2 per cent in the last quarter (January to March 2007) and is now £139,836, according to figures released today by Registers of Scotland.

HIP Panic()

While the chartered surveyors’ body Rics launched a legal challenge, and opposition MPs tried — and failed — to block the reforms at the 11th hour, some estate agents claimed the scheme would severely damage the property market.

THe Scotsman Jump on the House Price Drop(http://news.scotsman.com/index.cfm?id=776932007)

The gloomy outlook came as the latest figures show house prices recorded their biggest seasonal dip for two years.

Stock Technical Analysis(stocktrading101)

In this particular chart, I used the 50 day moving average as a clear example of support.

Nationwide Downgrades Expectation(ukhousingbubble)

Does this mean that the days of double digit appreciation are over? It seems so, at least as far as the Nationwide is concerned.

Russians behind the bubble(ukhousingbubble)

According to a recent myth, it’s not the Bank of England, and its low interest rate policies.

Intrest rates to peak at 7%?(indy)

The general market reading of this is that it, on balance, reinforces the case for another move to 5.75 per cent later in the year.

12 Cheats for independent Entrepreneurs(mashable)

If you’re an Internet old timer, chances are you’ve already taken the initiative and set up various web-based money makers: selling t-shirts, putting ads on your website or even running a small business out of your garage.

Straightforward Personal Finance(MyWealthBuilder)

Millions of articles have been written about the benefits of following these principles. These are are proven principles that, if followed, will lead one to be wealth. It should be automatic.

5 Business Start-up Rules(JohnChow)

The ideal business requires very little cash to start. This is why I like the Internet so much.

Inflation vs. Inflation(ukhousingbubble)

The Bank created an explosion in credit, which generated a feverish speculative boom in the housing market.

Invest Like Others(thedigeratilife)

What are your investing strategies and how have you decided to allocate your money? What does your portfolio look like?

Gaming Google For Results(artofmoney)

I’ve never spent this much time scouring the Google SERPs on a single topic before and I have to say that the results returned were much lower quality than I would have predicted (I can only guess what the Yahoo and MSN results would have looked like, but I assume worse.)

Mortgage Default Causes(yahoo)

This raises an obvious question: Why was the mortgage-lending industry willing to make loans that were workable for the borrowers only if their properties appreciated?

del.icio.us promotions (doshdosh)

I’ve included social media optimization as the last step because I think the other three steps should have a higher priority. Doing this at the last step will also allow you to gauge the response of social websites to your article and react accordingly.

Blogging Competitor Analysis(artofmoney)

For each high level keyword in your list (you should have no more than 7-10) do a Google search and take a look at the top 10 or 20 results for each of them.

UK Inflation Slows(BBC)

Consumer price inflation fell to 2.8% last month, against 3.1% in March, the Office for National Statistics said.

House Price Crash Ripples(MarketWatch)

Home Depot reported a sharp drop in first-quarter net income Tuesday, citing the faltering U.S. housing market and unusual weather for much of the blame.

Make Money with Text Link Ads(Unusual Business Ideas)

TLA has one major advantage over all other traffic monetizing tools. It does not require clicks or purchases. You get paid simply for placing links on your website.

4 Hour Workweek Review(Personal Finance Advice)

In his book, Ferriss proposes that retirement should be worst-case scenario insurance and that we’d all be better off taking mini-retirements throughout our lives instead of postponing true freedom until age 65 or later, calling retirement the “deferred life plan.”

Scambusting As A Goldmine(artofmoney)

Part of the purpose of the project is for me to try my first AdWords campaign (a current hole in my online business toolbox) and I was researching existing ads for the topic that I’m after.

10 Seemingly Stupid Business Ideas(Nichegeek)

1000000 pixels, charge a dollar per pixel – that’s perhaps the dumbest idea for online business anyone could have possible come up with. Still, Alex Tew, a 21-year-old who came up with the idea, is now a millionaire.

Real House Prices(nomonkeybusiness)

The Nationwide index in real terms was up 1.3% in the first quarter. Londoners have seen a feeding frenzy but the boom in financial and related services has renewed house price growth beyond the capital. Our long-run charts of real house prices are updated below. The unusual feature is not the degree of deviation from trend but its persistence - making lots of ’stale bears’.

Personal Finance Software(thesimpledollar)

The two “big” commercial personal finance packages (Microsoft Money and Quicken) are pretty similar - don’t let anyone tell you otherwise. Their interfaces are a bit different, but most of the primary functionality can easily be found in both packages: tracking expenditures, keeping track of your investments, and so forth.